Planning for a funeral ahead of when it is needed, including casket purchasing, is becoming increasingly common. As families grapple with the high costs associated with funerals, pre-purchasing elements like a casket can offer substantial savings by locking in current prices and shielding against future inflationary trends.
It can also help reduce the emotional toll and provide a sense of control and comfort, knowing that wishes will be fulfilled and family members won’t have to worry about decision-making. Overnight Caskets is committed to transparency, quality, and customer satisfaction, we offer a stress-free buying process and a wide range of caskets to fit preferences and budgets.
Whether you want to ensure your family stays within budget or honors your preferences, pre-purchasing a casket can help provide peace of mind for you and your family.
Benefits of Pre-Purchasing a Casket
There are numerous benefits to pre-purchasing a casket. Here are three of the most common reasons why families are turning to this non-traditional method of funeral planning.
Cost savings
Pre-purchasing a casket offers significant financial advantages. By locking in current prices, you’ll shield yourself and your family from the impact of inflation later on. Additionally, by comparison shopping online, you can bypass the high markups often associated with local funeral homes, ensuring even greater cost savings without compromising on quality or service.
Emotional benefits
Planning for a funeral in advance can alleviate a considerable amount of stress on family members during a time of loss and grief. By making arrangements beforehand, you remove the burden of decision-making during the time immediately after your passing. Rather than stressing out over decisions and details, they can simply be present and honor your life.
Choosing a casket without the pressure of time constraints allows for more thoughtful consideration, ensuring that the final selection truly reflects your wishes and preferences.
Overnight Caskets offers an extensive selection of caskets, surpassing what many local funeral homes can provide in their showroom. This variety ensures that you can find a casket that aligns perfectly with your personal tastes and desires.
Rather than leaving this important decision up to your family, you can make the choice now. Just like end-of-life planning and estate planning, by making arrangements for your casket in advance, you can make sure your final wishes are honored and your legacy is preserved in a way that accurately reflects your personality, values, and beliefs.
How to Pre-Purchase a Casket with Overnight Caskets
Pre-planning your casket purchase with Overnight Caskets is simple and secure. Our program guarantees that the price you see today is the price you pay, with no surprises. Your funds are placed in a secure trust account that won’t be touched until they ship your casket out and your family won’t pay a dime.
The arrangement will never expire and will be honored whenever the need arises. All it takes is a few simple steps.
Step 1: Explore options
Begin by comparison shopping and viewing caskets on several different websites. Get a feel for the prices and which type of casket you like best. Then, go to Overnight Caskets to explore our wide array of casket types, including wood, metal, and eco-friendly options. As you browse the site, you can filter what you see by design, size, and features to find the perfect fit for your needs and preferences.
Step 2: Consider your budget
It’s important to set a budget when looking for affordable caskets. So, decide how much you want to spend on a casket, then filter the options available to reflect your desired price range.
Step 3: Select a casket
Once you've narrowed down your options, it’s time to choose your casket. Keep a list of your preferences handy to ensure the casket you select has the features you want including the right material, design, color, lining material, and extra features such as gasket seals for added protection.
If you’re looking for unique designs or personalization, you’ll want to look for custom caskets. Customization provides you with options like embroidered linings, custom colors, and designs.
Step 4: Purchase and plan delivery
Completing the purchase of your chosen casket is a straightforward process. Simply follow these hassle-free steps:
- Choose the casket you want and place it in your cart.
- Fill out the pre-planning form with the purchaser’s details, beneficiary details, and delivery address, if known.
- Look for a copy of the finalized contract and receipt in your inbox. Keep this copy and share it with the person responsible for arranging affairs later on.
- When the time comes, your family member can contact Overnight Caskets with the receipt and the casket will be delivered to the funeral home you’ve chosen.
Legal Ramifications and Personal Wishes
Here are a few other things to consider when preplanning for your funeral and prepurchasing a casket.
The FTC Rule
I
t’s no secret that sometimes funeral homes will try and pressure you into purchasing a casket from them. However, according to the FTC Funeral Rule, they are required to accept and use any casket purchased by the family, even if it comes from another retailer.
If you’re told they won’t accept the casket you purchased, you can tell them to check the FTC Funeral Rule which protects consumers’ rights in funeral transactions. Funeral homes are legally required to accept third-party caskets.
It’s also important to keep an eye out for extra fees that funeral homes try to charge for handling a 3rd party casket. These fees are illegal according to the FTC rule. If you see them, you can point out that those fees are illegal and you are not required to pay them.
Making wishes known
As important as completing your pre-planning is, it’s equally important that you share your decisions with family members or designated representatives so they’ll know your plans when the time comes. Keep the contract from Overnight Casket with other important papers and let your family know that the casket is paid for.
Taking these steps can help facilitate a smooth process and alleviate potential challenges during an already emotionally taxing time.
Pre-Purchasing Your Casket is a Smart Choice
Utilizing Overnight Caskets for pre-need purchases offers numerous advantages, including cost savings, a wide selection of caskets, and peace of mind. While you can certainly have your family purchase a casket at the funeral home when the time comes, we encourage you to consider your options and use the resources provided by Overnight Casket to navigate the pre-planning process.
By planning ahead, you’ll ensure that your final wishes are honored. You’ll also remove the heavy burden of decision-making from your loved ones. Take your time, plan out your wishes, and with Overnight Caskets, you’ll be able to craft a perfect send-off stress-free.
Want more information? Read our pre-planning guide for helpful tips and inspiration when choosing a casket.